Study of the development prospects and conditions for the functioning of regional banks (on the example of the Far Eastern Federal District)[Исследование Перспектив Развития И Условий Функционирования Региональных Банков (На Примере Дальневосточного Федерального Округа)]

The relevance of the work carried out to assess the conditions and prospects for the development of regional banks is due to the uncertainty of the development of the banking system of the Russian Federation in general and regional banks in particular in the long term; the increasing contribution of the financial sector to the social and economic development of the country; the high significance of possible crises in the banking sector for the financial stability of the national economy as a whole. The paper analyzes the conditions of functioning and the results of the activities of credit institutions registered in the Far Eastern Federal District, as well as branches of banks located in this district. A survey was conducted of the opinions of shareholders and heads of credit institutions on the following topics: strengths and weaknesses of regional banks, opportunities and threats to development; conditions in the corporate and retail lending market; the state of the interbank lending market; strategic development goals of banks; development prospects of regional banks. In this work, a comparative analysis of the results of surveys of banks in all federal districts was also carried out.