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The pursuance and the control of credit progress in conditions of economic recess

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  • Deaconu, Petre

    () (Universitatea Spiru Haret, Facultatea de Finante si Banci)

Abstract

Results of banking activity depend on the quality of the portfolio of loans that it held, and the tracking and control of credit. The purpose and functioning modality of such inter-banking systems differ from one bank to another. Appropriation requires a more efficient surveillance of the interior work. Tracking behavior and performance customers and conduct their activities are a very important and necessary in conducting a loan. The purpose of this activity is, in general, detecting, as early is possible, indexes of any problems that might arise in carrying out the loan, so as to take timely, remedial measures to welcome the deterioration because of loan debt service.

Suggested Citation

  • Deaconu, Petre, 2009. "The pursuance and the control of credit progress in conditions of economic recess," Papers 2009/36, Osterreichish-Rumanischer Akademischer Verein.
  • Handle: RePEc:ris:sphedp:2009_036
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    Keywords

    banking credit; economic recession;

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages

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