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The role of the entrepreneurship and e-banking in developing small and medium sized enterprises activities

Author

Listed:
  • Nistor, Ioan

    (Babes Bolyai University)

  • Covaci, Brindusa

    () (Universitatea Spiru Haret, Facultatea de Finante si Banci)

Abstract

Entrepreneurship and new technologies are the moving forces for growth and change the economies. Experience of the European countries has shown that countries that support their entrepreneurs have grown and prospered over the last 15 years, while nations that have placed barriers to the growth of their small business enterprises have done poorly. The future consist in developing entrepreneurship for small enterprises and supporting the sector of information and communication technologies. The commercial banks have an important part in bearing the small enterprises, with specials offers, loans, deposits. Even among countries that previously discouraged or prohibited such activity in favor of the government as the driving force for economic growth, there is now growing recognition of the importance of fostering entrepreneurial activity. Initiatives have been undertaken in some countries from Europe, members of European Union from 2004 and before, but not in those who adhere after. Is important that countries from Eastern Europe to understand the importation of this problem. The European Commission has also realized the importance of fostering entrepreneurship in Eastern European countries.

Suggested Citation

  • Nistor, Ioan & Covaci, Brindusa, 2009. "The role of the entrepreneurship and e-banking in developing small and medium sized enterprises activities," Papers 2009/30, Osterreichish-Rumanischer Akademischer Verein.
  • Handle: RePEc:ris:sphedp:2009_030
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    More about this item

    Keywords

    entrepreneurship; new technologies; information and communication technology (ICT); e-banking; small and medium sized (SMEs) enterprises activities; business growth;

    JEL classification:

    • C81 - Mathematical and Quantitative Methods - - Data Collection and Data Estimation Methodology; Computer Programs - - - Methodology for Collecting, Estimating, and Organizing Microeconomic Data; Data Access
    • C82 - Mathematical and Quantitative Methods - - Data Collection and Data Estimation Methodology; Computer Programs - - - Methodology for Collecting, Estimating, and Organizing Macroeconomic Data; Data Access

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