IDEAS home Printed from https://ideas.repec.org/
MyIDEAS: Login to save this paper or follow this series

Vapaaehtoiset eläkevakuutukset, verotus ja eläkkeelle siirtyminen

  • Määttänen, Niku

We analyze how the tax treatment of voluntary retirement insurance has influenced individuals’ retirement decisions. Before 2005, the after-tax return to voluntary retirement savings was highest for those drawing their voluntary pensions before statutory pen-sions. This may have created an incentive for early retirement. Our survey data suggests, however, that individuals have not drawn voluntary pensions before statutory pensions. Rather, they have supplemented their statutory pensions with voluntary pensions during the first few years of retirement. Individuals with voluntary retirement insurance savings have not retired earlier than others, even when controlling for education, income level and some other economic factors.

If you experience problems downloading a file, check if you have the proper application to view it first. In case of further problems read the IDEAS help page. Note that these files are not on the IDEAS site. Please be patient as the files may be large.

File URL: http://www.etla.fi/wp-content/uploads/2012/09/dp1018.pdf
Download Restriction: no

Paper provided by The Research Institute of the Finnish Economy in its series Discussion Papers with number 1018.

as
in new window

Length: 25 pages
Date of creation: 2006
Date of revision:
Handle: RePEc:rif:dpaper:1018
Contact details of provider: Postal: Lönnrotinkatu 4 B, FIN-00120 HELSINKI
Phone: +358 (0)9 609 900
Fax: +358 (0)9 601 753
Web page: http://www.etla.fi/

More information through EDIRC

Order Information: Email:


No references listed on IDEAS
You can help add them by filling out this form.

This item is not listed on Wikipedia, on a reading list or among the top items on IDEAS.

When requesting a correction, please mention this item's handle: RePEc:rif:dpaper:1018. See general information about how to correct material in RePEc.

For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: (Kaija Hyvönen-Rajecki)

If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

If references are entirely missing, you can add them using this form.

If the full references list an item that is present in RePEc, but the system did not link to it, you can help with this form.

If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your profile, as there may be some citations waiting for confirmation.

Please note that corrections may take a couple of weeks to filter through the various RePEc services.

This information is provided to you by IDEAS at the Research Division of the Federal Reserve Bank of St. Louis using RePEc data.