IDEAS home Printed from https://ideas.repec.org/
MyIDEAS: Log in (now much improved!) to save this paper

Mejora de prácticas y políticas para créditos agrícolas en el Perú
[Improvement of practices and policies for agricultural credits in Peru]

Listed author(s):
  • Jiménez Sotelo, Renzo

The paper argues that agricultural loans granted by commercial banks in Peru are not being properly structured because they have not adequately considered the additional risks faced regarding commercial loans. Therefore, in order to improve their credit practices and policies, they require (i) to understand in detail the functioning of production and price formation processes in agricultural markets and (ii) to seek adequate measures to cover the risks that are not controllable by them or by farmers. The first aspect aims to reduce existing information asymmetries to contribute to lower interest rates and better structure financing, especially with credits in national currency indexed to inflation for agricultural loans that are not directed to exports. The second aspect is to manage price risk with the access to an efficient and decentralized agricultural commodity exchange, while climatic and biological risks should be covered by agricultural insurances.

If you experience problems downloading a file, check if you have the proper application to view it first. In case of further problems read the IDEAS help page. Note that these files are not on the IDEAS site. Please be patient as the files may be large.

File URL: https://mpra.ub.uni-muenchen.de/75307/1/MPRA_paper_75307.pdf
File Function: original version
Download Restriction: no

Paper provided by University Library of Munich, Germany in its series MPRA Paper with number 75307.

as
in new window

Length:
Date of creation: 30 Nov 2001
Handle: RePEc:pra:mprapa:75307
Contact details of provider: Postal:
Ludwigstraße 33, D-80539 Munich, Germany

Phone: +49-(0)89-2180-2459
Fax: +49-(0)89-2180-992459
Web page: https://mpra.ub.uni-muenchen.de

More information through EDIRC

No references listed on IDEAS
You can help add them by filling out this form.

This item is not listed on Wikipedia, on a reading list or among the top items on IDEAS.

When requesting a correction, please mention this item's handle: RePEc:pra:mprapa:75307. See general information about how to correct material in RePEc.

For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: (Joachim Winter)

If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

If references are entirely missing, you can add them using this form.

If the full references list an item that is present in RePEc, but the system did not link to it, you can help with this form.

If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your profile, as there may be some citations waiting for confirmation.

Please note that corrections may take a couple of weeks to filter through the various RePEc services.

This information is provided to you by IDEAS at the Research Division of the Federal Reserve Bank of St. Louis using RePEc data.