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Rural Credit and Rural Development: Some Issues


  • Qureshi, Sarfraz K.
  • Abbas, Kalbe
  • Siddiqui, Ahmed Naeem
  • Ghani, Ejaz


Credit plays an important role in acquiring command over the use of working capital, fixed capital, and consumption goods that leads to growth and development of a country. The paper investigates that the role of non-institutional sources is quite clearly borne out. The price paid for institutional credit in Pakistan Kept low by the government. Institutional credit reforms implemented has not been effective. There is a great need to have the land reforms prior to credit reforms. The importance of social and economic infrastructure needs to be addressed. Appropriate use of new credit should be assured. Proper credit policy be designed and implemented.

Suggested Citation

  • Qureshi, Sarfraz K. & Abbas, Kalbe & Siddiqui, Ahmed Naeem & Ghani, Ejaz, 1984. "Rural Credit and Rural Development: Some Issues," MPRA Paper 6799, University Library of Munich, Germany.
  • Handle: RePEc:pra:mprapa:6799

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    Cited by:

    1. Sarfraz Khan Qureshi & Musleh-ud Din & Ejaz Ghani & Kalbe Abbas & Masood Ishfaq Ahmad & Akhtiar Hussain Shah, 1998. "Economic Performance, Cost Structure,and Programme Placement of Bank Branches in Pakistan," PIDE-Working Papers 1998:165, Pakistan Institute of Development Economics.
    2. M. Irfan & G. M. Arif & Syed Mubashir Ali & Hina Nazli, 1999. "The Structure of Informal Credit Market in Pakistan," PIDE-Working Papers 1999:168, Pakistan Institute of Development Economics.

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    JEL classification:

    • R0 - Urban, Rural, Regional, Real Estate, and Transportation Economics - - General


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