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Anatomy of Cashless Banking in Nigeria: What Matters?

  • Atanda, Akinwande A.
  • Alimi, Olorunfemi Y.
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    This study discussed in details the structure, importance, challenges and consequences of the newly adopted cashless policy programme in the Nigerian banking sector. The cashless policy is mainly instituted to enhance the effectiveness of flow of financial resources among economic agents in the economy at least cost possible as well as ensuring prompt cash transfers within the system. The Central of Bank of Nigeria (CBN) cashless initiative is geared towards eliminating the continuous use of physical cash in most daily transactions at the business unit of the economy, as well as regulating, controlling, and securing the financial system. A critical analysis at the policy as contained in this report as identified major constraints that can hinder the effectiveness of the cashless banking without prompt attention by the concerned authority.

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    File URL: http://mpra.ub.uni-muenchen.de/41409/1/MPRA_paper_41409.pdf
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    Paper provided by University Library of Munich, Germany in its series MPRA Paper with number 41409.

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    Date of creation: Aug 2012
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    Handle: RePEc:pra:mprapa:41409
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