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Indian microfinance: lessons from Bangladesh

Author

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  • Sarker, Debnarayan

Abstract

That more than three-fourths of old SHGs in every year remain outside credit linked further with mainstream banks in India makes the doubt whether old SHGs are becoming non-existent within a very short period of their formation. The re-survey to some previously productive SHGs makes the doubt stronger. But to set up a successful enterprise by poor SHG members’ households to earn a sustainable living under microcredit programmes of Grameen Bank, Bangladesh, loans are received by their borrowers in a continuous sequence; and to this process, ‘customer-made credit service’ and ‘flexible loan’ are locally designed a best suited for borrowers

Suggested Citation

  • Sarker, Debnarayan, 2008. "Indian microfinance: lessons from Bangladesh," MPRA Paper 33497, University Library of Munich, Germany.
    • Handle: RePEc:pra:mprapa:33497
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    More about this item

    Keywords

    self help groups; microcredit; Grameen Bank; flexible loan;
    All these keywords.

    JEL classification:

    • A13 - General Economics and Teaching - - General Economics - - - Relation of Economics to Social Values
    • A10 - General Economics and Teaching - - General Economics - - - General

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