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Posibilitati de creditare a agriculturii dupa aderarea la UE

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  • RADULESCU, MAGDALENA

Abstract

The banking sector manifests abstentions in what concerns the granting of loans to economical agents in agriculture, and it doesn’t seem to be any competition between banks concerning the offer of this banking product. The commercial banks use their own funds for agriculture’s lending in a small measure and in the conditions in which the respective loans are guaranteed by different funds or agencies. Beginning with 2003 there have been conditions that agriculture’s lending market to be labeled with an expansion process in Romania, as a consequence of the start off of the rural financing project clinched between Romania and The International Bank for Reconstruction and Development in 2001. Another important factor is constituted by the improvement of the legal framework concerning the agricultural insurances.

Suggested Citation

  • Radulescu, Magdalena, 2008. "Posibilitati de creditare a agriculturii dupa aderarea la UE," MPRA Paper 15936, University Library of Munich, Germany.
    • Handle: RePEc:pra:mprapa:15936
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    More about this item

    Keywords

    agricultural credit banking system guarantees rural development;

    JEL classification:

    • O23 - Economic Development, Innovation, Technological Change, and Growth - - Development Planning and Policy - - - Fiscal and Monetary Policy in Development
    • O18 - Economic Development, Innovation, Technological Change, and Growth - - Economic Development - - - Urban, Rural, Regional, and Transportation Analysis; Housing; Infrastructure
    • O13 - Economic Development, Innovation, Technological Change, and Growth - - Economic Development - - - Agriculture; Natural Resources; Environment; Other Primary Products
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages

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