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Contribution des associations villageoises d'épargne et de crédit (avec) au développement socio-économique des ménages en milieu rural par l'octroi des microcrédits : Cas du groupement de Bugorhe, Sud-Kivu / RDC
[Contribution of Village Savings and Loan Associations (VSLAs) to the socio-economic development of rural households through the provision of microloans: Case of the Bugorhe Grouping, South Kivu / DRC]

Author

Listed:
  • Bisimwa Rusaki, Moïse
  • Binja Ndeko, Guillaume
  • Xavier, Lushombo Mupunga
  • Binja Bujiriri, David
  • Ganywamulume Bazamuka, Jean-Claude
  • Ompova Ganza, Chancelier
  • Cizungu Bazibuhe, Désiré
  • Ushindi Muvanga, Marthe

Abstract

This study shows that VSLAs contribute to the socio-economic development of rural households in Bugorhe by facilitating access to microcredit and income-generating activities. Despite repayment delays, irregular contributions, and lack of public support, they remain a key tool for financial empowerment.

Suggested Citation

  • Bisimwa Rusaki, Moïse & Binja Ndeko, Guillaume & Xavier, Lushombo Mupunga & Binja Bujiriri, David & Ganywamulume Bazamuka, Jean-Claude & Ompova Ganza, Chancelier & Cizungu Bazibuhe, Désiré & Ushindi M, 2026. "Contribution des associations villageoises d'épargne et de crédit (avec) au développement socio-économique des ménages en milieu rural par l'octroi des microcrédits : Cas du groupement de Bugorhe, Sud-Kivu / RDC [Contribution of Village Savings an," MPRA Paper 128694, University Library of Munich, Germany, revised 22 Jun 2026.
    • Handle: RePEc:pra:mprapa:128694
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    More about this item

    Keywords

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    JEL classification:

    • D14 - Microeconomics - - Household Behavior - - - Household Saving; Personal Finance
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • I32 - Health, Education, and Welfare - - Welfare, Well-Being, and Poverty - - - Measurement and Analysis of Poverty
    • O16 - Economic Development, Innovation, Technological Change, and Growth - - Economic Development - - - Financial Markets; Saving and Capital Investment; Corporate Finance and Governance
    • O18 - Economic Development, Innovation, Technological Change, and Growth - - Economic Development - - - Urban, Rural, Regional, and Transportation Analysis; Housing; Infrastructure

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