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Penyelesaian Kredit Bermasalah Pada Pt. Bpr Lubuk Raya Mandiri Padang

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  • Pangestwo, Bima Arya
  • Widayati, Ratna

Abstract

Credit implementation at PT. BPR Lubuk Raya Mandiri is quite good, as seen from the current credit collectibility which increased from 2013-2017 and non-performing loans decreased. The causes of non-performing loans caused by the economic downturn have caused the ability to repay principal payments and interest on loans that are experiencing problems so that they become substandard, doubtful and even bad. Non-performing loan settlement conducted by PT. BPR Lubuk Raya Mandiri has a policy on credit settlement by means of which the bank will give a warning in advance by telephone, otherwise the bank will send downs in the form of a warning letter to the debtor, if that is not ignored then the bank will take the decision to make a sale collateral or auctioning the collateral publicly in order to pay off debtor obligations to the bank.

Suggested Citation

  • Pangestwo, Bima Arya & Widayati, Ratna, 2020. "Penyelesaian Kredit Bermasalah Pada Pt. Bpr Lubuk Raya Mandiri Padang," OSF Preprints vb9r5, Center for Open Science.
    • Handle: RePEc:osf:osfxxx:vb9r5
    DOI: 10.31219/osf.io/vb9r5
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