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Gambaran umum Perbankan Syariah di Indonesia

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  • Islamy, Nabila Putri

Abstract

Setelah kita pelajari lebih mendalam dari pengertian, peranan dan perkembangan bank syariah din Indonesia dapat di simpulkan bahwa masa depan perbankan syariah Indonesia sangat cerah. Hal ini terlihat dari semakin bertambahnya jumlah (unit) perbankan syariah dari tahun ke tahun.Perbankan syariah dapat di kembagkan debagai salah salah satu sistem perbankan alternatif selain sistem perbankan yang umum (konvensional). Jika dibandingkan dengan jumlah nasabah dan simpanan dari perbankan yang umum (konvensional) cenderung tidak meningkat (stagnan), maka masih sangat terbuka kemungkinan perbangkan syariah untuk mendapatkan kenaikan jumlah nasabah maupun simpanan mereka.Aturan yang berlaku dalam perbankan syariah adalah adanya sistem bagi hasil yang tidak seberat jika kita mengikuti aturan dalam perbankan umum (komvensional yang sering memberatkan kalangan pengusaha.Perbangkan syariah menawarkan berbagai produk baik tabungan maupun yang lainnya. Sehingga harapan dari kalangan usaha kecil dan menengah untuk memperoleh modal untuk memajukan usaha mereka bisa terlaksana dengan baik. Perbangkan syariah tidak memberikan pinjaman untuk kegiatan haram dan spekulasi.

Suggested Citation

  • Islamy, Nabila Putri, 2022. "Gambaran umum Perbankan Syariah di Indonesia," OSF Preprints pnwvc, Center for Open Science.
  • Handle: RePEc:osf:osfxxx:pnwvc
    DOI: 10.31219/osf.io/pnwvc
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