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Analisis Pengaruh Pemberian Kredit Terhadap Loan To Deposit Ratio Dan Dampaknya Pada Pendapatan (Studi Pada Pt Bpr Lengayang Pesisir Selatan)

Author

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  • Afriyeni, Afriyeni
  • Susanto, Romi

Abstract

The objective of this research are to know: (1) the influence of credit to loan to deposit ratio in PT BPR Lengayang Pesisir Selatan; (2) the influence of credit and loan to deposit ratio (LDR) partially to interest income of bank in PT BPR Lengayang Pesisir Selatan; (3) the influence of credit canalization and loan to deposit ratio simultaneously to interest income of bank in PT BPR Lengayang Pesisir Selatan. Research method applied analytical descriptive method with case study approach. Analyzer applied is path analysis. Testing of hypothesis according to partially use test t and simultan use test F with level significances that used as big as 95% (α = 0,05). The result of research indicated that: (1) credit canalization influences unsignificant to loan to deposit ratio; (2) credit canalization partially influences significant to interest income of bank; (3) loan to deposit ratio partially influences unsignificant to interest income of bank; and (4) credit canalization and loan to deposit ratio simultaneous influences significant to interest income of bank.

Suggested Citation

  • Afriyeni, Afriyeni & Susanto, Romi, 2019. "Analisis Pengaruh Pemberian Kredit Terhadap Loan To Deposit Ratio Dan Dampaknya Pada Pendapatan (Studi Pada Pt Bpr Lengayang Pesisir Selatan)," OSF Preprints mnbtv, Center for Open Science.
    • Handle: RePEc:osf:osfxxx:mnbtv
    DOI: 10.31219/osf.io/mnbtv
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