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Peranan Account Officer Pada PT. Bank Perkreditan Rakyat Ganto Nagari 1954 Lubuk Alung

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  • Sholihat, Iis
  • Susanto, Romi

Abstract

The purpose of this study is how the role of the Account Officer at PT. BPR Ganto Nagari 1954 Lubuk Alung. The research method is Field Research, which is meant by this method is a direct review of the object of research chosen to examine the results of secondary data, Library Research, what is meant by this method is an investigation carried out through literature or scientific books and writings which has a connection with the discussion that was carried out. Data Analysis Method for analyzing research data, the author uses descriptive analysis, which describes the overall role of the Account Officer at PT. BPR Ganto Nagari 1954 Lubuk Alung. Conclusion In the credit analysis submitted by the customer, before making a decision whether the credit proposal is accepted or rejected, the Account Officer uses several credit analyzes including 5C analysis, namely: Character aims to determine the nature / character of prospective debtors, Capacity to determine the customer's ability to run the business and credit return process, Capital aims to determine the working capital requirements needed by customers, Condition to find out the business conditions / future business prospects, Collateral to find out the value of collateral / collateral offered whether it has covered the amount of credit.

Suggested Citation

  • Sholihat, Iis & Susanto, Romi, 2019. "Peranan Account Officer Pada PT. Bank Perkreditan Rakyat Ganto Nagari 1954 Lubuk Alung," OSF Preprints kcsz9, Center for Open Science.
    • Handle: RePEc:osf:osfxxx:kcsz9
    DOI: 10.31219/osf.io/kcsz9
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