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Analisis Prosedur Pemberian Kredit Modal Kerja Pada PT. Bank Perkreditan Rakyat Pembangunan Kabupaten Padang Pariaman

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  • Sasmita, Rika Riski
  • Susanto, Romi

Abstract

Credit comes from the Greek credere which means trust. In general, credit means the ability to provide loans with a promise that will be repaid in accordance with the agreed time. To find out what are the procedures for granting working capital loans to PT.Bank Perkreditan Rakyat Pembangunan Kabupaten Padang Pariaman. The development of Working Capital Loans is one of the interesting topics to be discussed, refined and improved so that the handling is more effective to optimize banking for the development and improvement of these loans. Place of research at PT. Pemabgunan People's Credit Bank, Padang Pariaman Regency. Methods of data analysis using descriptive method. The results showed that the systems and procedures for granting working capital loans at PT. The People's Credit Bank Pembagunan Padang Pariaman Regency has been running well, starting from the stages of filing documents, collateral surveys, credit decisions, to the stages of channeling or withdrawing funds.

Suggested Citation

  • Sasmita, Rika Riski & Susanto, Romi, 2023. "Analisis Prosedur Pemberian Kredit Modal Kerja Pada PT. Bank Perkreditan Rakyat Pembangunan Kabupaten Padang Pariaman," OSF Preprints 8vtcp, Center for Open Science.
  • Handle: RePEc:osf:osfxxx:8vtcp
    DOI: 10.31219/osf.io/8vtcp
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