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Pengawasan Kredit Pt. Bank Perkreditan Rakyat Koto Sebelas Tarusan

Author

Listed:
  • Putra, Jaka Hefrimal
  • Afriyeni, Afriyeni

Abstract

Tujuan dari penelitian ini adalah untuk mengetahui Pengawasan Kredit PT. Bank Perkreditan Rakyat Koto Sebelas Tarusan. Dilakukan secara kualitatif yaitu dengan melakukan analisa terhadap data-data yang diberikan oleh PT. Bank Perkreditan Rakyat Koto Sebelas Tarusan mengenai Pengawasan Kredit. Aktivitas utama Bank Perkreditan Rakyat Koto Sebelas Tarusan adalah menyalurkan kredit, jenis-jenis kredit yang disalurkan adalah Kredit Harian, Kredit Mingguan, Kredit Investasi, Kredit Modal Kerja dan Kredit Musiman. Pengawasan kredit yang dilakukan oleh Bank Perkreditan Rakyat Koto Sebelas Tarusan dimulai dari tahap permohonan dengan memeriksa kelengkapan berkas kredit serta melakukan sistem pengawasan langsung terhadap usaha nasabah. Bagi debitur yang tidak membayar angsuran atau sudah terjadi penunggakan maka akan diberi surat peringatan. Berdasarkan data yang diperoleh kredit yang dilakukan PT. Bank Perkreditan Rakyat Koto Sebelas Tarusan kurang baik sehingga terjadi kredit bermasalah.

Suggested Citation

  • Putra, Jaka Hefrimal & Afriyeni, Afriyeni, 2019. "Pengawasan Kredit Pt. Bank Perkreditan Rakyat Koto Sebelas Tarusan," OSF Preprints 894ks, Center for Open Science.
    • Handle: RePEc:osf:osfxxx:894ks
    DOI: 10.31219/osf.io/894ks
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