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Makalah" SISTEM OPERASIONAL INTERNAL BANK SYARIAH"

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  • , Nurhayati

Abstract

Suatu Sistem perbankan syariah adalah sistem perbankan yang menerapkan prinsip bagi hasil yang saling menguntungkan bagi bank dan nasabah. Sistem perbankan syariah yang dalam pelaksanaannya berlandaskan pada syariah (hukum) Islam, menonjolkan aspek keadilan dan kejujuran dalam bertransaksi, investasi yang beretika, mengedepankan nilai-nilai kebersamaan dan persaudaraan dalam berproduksi dan menghindari kegiatan spekulatif dari berbagai transaksi keuangan. Lebih jauh lagi, kemanfaatannya akan dinikmati tidak hanya oleh umat Islam saja, tetapi dapat membawa kesejahteraan semua kalangan masyarakat. Sistem ekonomi Islam akan menjadi dasar beroperasinya Bank Syariah yang paling menonjol adalah tidak mengenal konsep bunga uang dan yang tidak kalah pentingnya adalah untuk tujuan komersial Islam tidak mengenal peminjaman uang tetapi adalah kemitraan/kerjasama (mudharabah dan musyarakah) dengan prinsip bagi hasil, sedangkan peminjaman uang hanya dimungkinkan untuk tujuan sosial tanpa adanya imbalan apapun.

Suggested Citation

  • , Nurhayati, 2022. "Makalah" SISTEM OPERASIONAL INTERNAL BANK SYARIAH"," OSF Preprints 7da2p, Center for Open Science.
    • Handle: RePEc:osf:osfxxx:7da2p
    DOI: 10.31219/osf.io/7da2p
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