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Analisis Rasio Profitabilitas Pada Pt. Bank Perkreditan Rakyat Cempaka Mitra Nagari Padang

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  • Vernida, Mega
  • Marlius, Doni

Abstract

Based on the results of the analysis in the previous chapter, a description of the level of profitability of PT. Cempaka Mitra Nagari Padang Rural Credit Bank during the period 2018-2019 it can be concluded tha t: Return on Assets (ROA) owned by PT. Cempaka Mitra Nagari Padang Rural Credit Bank for 2018-2019 is in an unhealthy position, because it does not meet the BI minimum standard requirements. Return on Equity (ROE) ratio at PT. Cempaka Mitra Nagari Padang Rural Credit Bank for the period 2018-2019 according to unhealthy conditions or can be approved by inefficient banks to obtain net income. Judging from the level of Operational Costs (BOPO) of PT. Cempaka Mitra Nagari Padang Rural Credit Bank in 2018-2019 the bank can manage it well, because it is able to control its operational costs. The level of Net Profit Margin (NPM) in PT. Cempaka Mitra Nagari Padang Rural Credit Bank in the 2018-2019 period changed the increase, meaning that the bank could still ask for a net profit

Suggested Citation

  • Vernida, Mega & Marlius, Doni, 2020. "Analisis Rasio Profitabilitas Pada Pt. Bank Perkreditan Rakyat Cempaka Mitra Nagari Padang," OSF Preprints 6usfx, Center for Open Science.
    • Handle: RePEc:osf:osfxxx:6usfx
    DOI: 10.31219/osf.io/6usfx
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