Analisis Pemberian Kredit Pada PT. BPR LPN Taeh Baruh

The development in the banking industry as well as opening the era of free information has contributed to greater competition between banks. Competition led to similar companies competing to provide the Bank's products and services to increase the Bank's in come. With the PT. RB Rod Cotton gave credit to the people around Rod Cotton, one of which is Our Business Credit (KUMI). PT. RB Rod Cotton conduct its lending activities starting from receipt of application Loans, Credit, Credit Agreement, Realization of Credit and Credit Monitoring conducted by the Bank RB Rod Cotton. The purpose of this study was conducted to determine how the credit management at PT. Cotton Trunk Rural Bank in the period 2018 - 2019. The method used is at qualitative method. Data collection is done with the data mengumpulkam Development of Credit and Credit Kolektibiltas at. Cotton Trunk Rural Bank. The results could be seen in 2013 and 2015 with loan growth in 2013 61% 2014 71% and in 2015 84%, and the collectibility of the loans in 2013 types of performing loans 89.55%, substandard 3.68, doubt jammed 4.49% and 2.76%, in 2014 performing loans 89.70%, 4.49% substandard, doubtful and loss 4.36% to 1.42%, in 2015 performing loans 89.03% , substandard 4.73%, 4.90% doubtful, and loss of 1.31%. Thus it can be concluded that the development of credit and credit kolektibiltas at PT. Rural Bank Cotton Trunk good, because RB Rod Cotton was able to reduce the loan from the years 2013-2015.