IDEAS home Printed from https://ideas.repec.org/p/osf/osfxxx/58y2w.html
   My bibliography  Save this paper

The Influence of Credit Period and Interest Rates on the Interest of Home Ownership Credit Users in PT. PANIN Bank (PERSERO) TBK

Author

Listed:
  • Daga, Rosnaini

Abstract

This study aims to examine the influence of credit period and interest rates on mortgages users’ interest in PT. Panin Bank (Persero) Tbk. The method used in this research is multiple linear regression analysis using SPSS, which was processed based on the tabulated results of the observation sheet. From the analysis of the influence of credit period and interest rates on mortgages users’ interest in PT. Panin Bank (Persero) Tbk. Makassar branch, it can be concluded that the term and interest rates have a positive effect on mortgages users’ interest in the bank. The increase of the time limit will also increase the interests of customers. On the other hand, the increase of interest rates will decrease the interest of users. From these two researched variables, the most dominant variable affecting the mortgages users’ interest in PT. Panin Bank (Persero) Tbk. Makassar branch is interest rates, because interest rates have the greatest t-count compared to the t-count of credit period. Therefore, it can be proposed that one of the most dominant variables affecting the interest of the mortgages users in the bank is the interest rates.

Suggested Citation

  • Daga, Rosnaini, 2016. "The Influence of Credit Period and Interest Rates on the Interest of Home Ownership Credit Users in PT. PANIN Bank (PERSERO) TBK," OSF Preprints 58y2w, Center for Open Science.
    • Handle: RePEc:osf:osfxxx:58y2w
    DOI: 10.31219/osf.io/58y2w
    as

    Download full text from publisher

    File URL: https://osf.io/download/5b121d6b64f25a000e756cdd/
    Download Restriction: no
    File URL: https://libkey.io/10.31219/osf.io/58y2w?utm_source=ideas
    LibKey link: if access is restricted and if your library uses this service, LibKey will redirect you to where you can use your library subscription to access this item
    ---><---

    More about this item

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:osf:osfxxx:58y2w. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: OSF (email available below). General contact details of provider: https://osf.io/preprints/ .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.