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Supervision of artificial intelligence in finance: Challenges, policies and practices

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  • OECD

Abstract

While OECD Member countries have appropriate regulations for the use of AI in finance, challenges may arise in the interpretation and implementation of applicable AI regulations by financial supervisors. This paper analyses current supervisory approaches to the use of AI in finance and challenges in overseeing its adoption. The paper also reviews supervisory practices that balance promoting responsible AI adoption in finance with policy objectives of financial market stability and integrity, and the protection of financial consumers.

Suggested Citation

  • Oecd, 2026. "Supervision of artificial intelligence in finance: Challenges, policies and practices," OECD Artificial Intelligence Papers 54, OECD Publishing.
  • Handle: RePEc:oec:comaaa:54-en
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