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Income, Material Hardship, and the Use of Public Programs among the Elderly

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  • Helen Levy

    (University of Michigan)

Abstract

I use data from the 2006 Health and Retirement Study to analyze the determinants of material hardship among individuals ages 65 and older. Ten percent of the elderly report hardship – defined here as cutting back on food or medications because of cost – in 2006. Although hardship is more likely for poorer individuals and, to some extent, for recipients of public transfer programs (Medicaid, Food Stamps, and/or Supplemental Security Income), the majority of those experiencing hardship are not poor and do not participate in these programs. In multivariate models, I find that self-reported health and activity limitations are significant predictors of hardship.

Suggested Citation

  • Helen Levy, 2009. "Income, Material Hardship, and the Use of Public Programs among the Elderly," Working Papers wp208, University of Michigan, Michigan Retirement Research Center.
    • Handle: RePEc:mrr:papers:wp208
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    File URL: http://mrdrc.isr.umich.edu/publications/Papers/pdf/wp208.pdf
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    Cited by:

    1. Jin Huang & Yunju Nam & Eun Lee, 2015. "Financial Capability and Economic Hardship Among Low-Income Older Asian Immigrants in a Supported Employment Program," Journal of Family and Economic Issues, Springer, vol. 36(2), pages 239-250, June.

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