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Analysis of the Payment Habits in Malta

Author

Listed:
  • Charles Saliba
  • Mary Ann Muscat

    (Central Bank of Malta)

Abstract

This paper presents an extensive analysis on the means of payment that consumers in Malta use to purchase different goods and services. The aim of this study is to shed light on consumers’ payment behaviour and in particular to improve the understanding of the considerations that shape consumers’ payment choices, based on a survey of 500 households in Malta. Thus, it delivers essential information that should help the Central Bank of Malta and relevant payment systems stakeholders enhance their policies and strategic decisions with a view to improve the efficiency of the cash cycle and the payment systems more generally. Where possible, data are compared with the results of a 2013s survey on the same subject and also with statistics on the use of cash by households in the euro area.

Suggested Citation

  • Charles Saliba & Mary Ann Muscat, 2020. "Analysis of the Payment Habits in Malta," CBM Working Papers WP/01/2020, Central Bank of Malta.
    • Handle: RePEc:mlt:wpaper:0120
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    File URL: https://www.centralbankmalta.org/file.aspx?f=92775
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    More about this item

    JEL classification:

    • E41 - Macroeconomics and Monetary Economics - - Money and Interest Rates - - - Demand for Money
    • E58 - Macroeconomics and Monetary Economics - - Monetary Policy, Central Banking, and the Supply of Money and Credit - - - Central Banks and Their Policies

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