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Household Saving in France: 1984-1998


  • Madior Fall
  • Christian Loisy
  • Guillaume Talon



Two kinds of estimations of household savings are done in this paper : - First we define saving as result of income minus consumption. To do that we use the national accounts to benchmark saving of the Household budget surveys (HBS). More particularly we use subjective information given by households themselves about their financial situation and saving data collected in the survey (life insurance and retirement allowance, housing investment) to ensure a more satisfactory estimation. - Secondly we estimate saving defined as variation on wealth. We use for that financial Assets surveys and also national accounts. In this paper we do cohort and age analysis of savings, and also we attempt to test the life cycle hypothesis on french data with both approaches.

Suggested Citation

  • Madior Fall & Christian Loisy & Guillaume Talon, 2000. "Household Saving in France: 1984-1998," Research Unit Working Papers 0003, Laboratoire d'Economie Appliquee, INRA.
  • Handle: RePEc:lea:leawpi:0003

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    Household budget survey; Financial asset survey; National Accounts;

    JEL classification:

    • D12 - Microeconomics - - Household Behavior - - - Consumer Economics: Empirical Analysis
    • D91 - Microeconomics - - Micro-Based Behavioral Economics - - - Role and Effects of Psychological, Emotional, Social, and Cognitive Factors on Decision Making
    • E21 - Macroeconomics and Monetary Economics - - Consumption, Saving, Production, Employment, and Investment - - - Consumption; Saving; Wealth

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