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Les déterminants de l'efficience d'un marché du crédit solidaire : une analyse via la financecomportementale

Author

Listed:
  • Simon Cornée

    (CREM - Centre de recherche en économie et management - UNICAEN - Université de Caen Normandie - NU - Normandie Université - UR - Université de Rennes - CNRS - Centre National de la Recherche Scientifique)

Abstract

Nous montrerons que la finance solidaire connaît un développement considérable notammentdu fait de sa capacité à prêter à des populations exclues du financement, en mobilisant desconcepts qui dépassent le cadre de la microéconomie bancaire, tels que la confiance, laréciprocité ou l'effet de réputation. Ces notions sont souvent bien comprises, d'un point devue théorique, particulièrement par le paradigme socio-économique mais peu« opérationnalisées » dans un contexte gestionnaire.En s'appuyant sur les travaux du courant émergent de la finance comportementale, quipermettent d'étudier le comportement des investisseurs et des emprunteurs sur un marché ducrédit expérimental, nous analyserons les déterminants sous-jacents à l'efficience d'un marchédu crédit solidaire.

Suggested Citation

  • Simon Cornée, 2007. "Les déterminants de l'efficience d'un marché du crédit solidaire : une analyse via la financecomportementale," Post-Print halshs-00380042, HAL.
  • Handle: RePEc:hal:journl:halshs-00380042
    as

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