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PRATIQUES FINANCIERES DECENTRALISEES ETRECOMPOSITION DES SYSTEMES FINANCIERS AFRICAINSL'évolution de la finance informelle et ses conséquences sur l'évolution des systèmes financiers

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  • Michel Lelart

    () (LEO - Laboratoire d'économie d'Orleans - UO - Université d'Orléans - CNRS - Centre National de la Recherche Scientifique)

Abstract

The 1980s saw the emergence of a system of informal financial institutions. Over the last few years, the developing world in Africa, Asia, Latin America has witnessed the appearance and progression of a system of `microfinance.This article examines the reasons that explain this evolution and the rise and importance of the development of microfinancial institutions. The paper analyses some of the problems created by these new institutions, such as the questions related to the type of regulatory framework to impose on them, to their possible relationship with established banks, and to their role within the existing financial systems.

Suggested Citation

  • Michel Lelart, 2002. "PRATIQUES FINANCIERES DECENTRALISEES ETRECOMPOSITION DES SYSTEMES FINANCIERS AFRICAINSL'évolution de la finance informelle et ses conséquences sur l'évolution des systèmes financiers," Post-Print halshs-00009834, HAL.
  • Handle: RePEc:hal:journl:halshs-00009834
    Note: View the original document on HAL open archive server: https://halshs.archives-ouvertes.fr/halshs-00009834
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    Keywords

    Finance informelle; micro-finance; micro-crédit; système financier;

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