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Un tiers de l'humanité doit s'endetter pour vivre

Author

Listed:
  • A. Natal
  • Isabelle Guérin

    (CESSMA UMRD 245 - Centre d'études en sciences sociales sur les mondes africains, américains et asiatiques - IRD - Institut de Recherche pour le Développement - Inalco - Institut National des Langues et Civilisations Orientales - UPCité - Université Paris Cité)

Abstract

L'endettement des ménages est surtout évoqué à travers le prisme du pouvoir d'achat, du paiement fractionné ou du surendettement, mais il reste rarement analysé comme un phénomène social massif et structurel. Une recherche récente s'efforce de quantifier cette « dette du quotidien » à l'échelle mondiale. Il en ressort que plus de 2,5 milliards de personnes s'endettent pour faire face à leurs dépenses courantes. Une réalité sous-estimée, aussi bien dans les pays du Nord (où l'endettement prend des formes variées : découverts, paiements fractionnés, retards de factures) que dans ceux du Sud (où dominent les emprunts informels).

Suggested Citation

  • A. Natal & Isabelle Guérin, 2026. "Un tiers de l'humanité doit s'endetter pour vivre," Post-Print hal-05742178, HAL.
    • Handle: RePEc:hal:journl:hal-05742178
    DOI: 10.64628/aak.wqnht5wkv
    as

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