IDEAS home Printed from https://ideas.repec.org/p/hal/journl/hal-05557670.html

Choice of electronic money transfer instrument in Cameroon
[Choix de l’instrument de transfert électronique de fonds au Cameroun]

Author

Listed:
  • Mathieu Juliot Mpabe Bodjongo

    (Université de Dschang Faculté des Sciences Economiques et de Gestion)

Abstract

This paper aims to examine the factors that enable individuals to choose mobile money (MOMO) or others digital financial services (ODFS) in Cameroon. The analysis is based on a sample of 3,168 household, drawn from a survey conducted by the ISSEA and MINEPAT. Drawing on the literature on technology choice, the econometric results, obtained using a recursive bivariate probit model, reveal that people using ODFS are less likely to use MOMO. Furthermore, in terms of the choice between MOMO and ODFS, some explanatory factors converge while others diverge. The converging factors include having a bank account, religious affiliation, age, and the needs to be met. Diverging factors include having a mobile money account, the advantages of using digital financier services, household size, education, income and the ability to send money abroad.

Suggested Citation

  • Mathieu Juliot Mpabe Bodjongo, 2025. "Choice of electronic money transfer instrument in Cameroon [Choix de l’instrument de transfert électronique de fonds au Cameroun]," Post-Print hal-05557670, HAL.
    • Handle: RePEc:hal:journl:hal-05557670
    DOI: 10.48611/isbn.978-2-406-18573-4.p.0103
    as

    Download full text from publisher

    To our knowledge, this item is not available for download. To find whether it is available, there are three options:
    1. Check below whether another version of this item is available online.
    2. Check on the provider's web page whether it is in fact available.
    3. Perform a
    for a similarly titled item that would be available.

    More about this item

    Keywords

    ;
    ;
    ;
    ;
    ;
    ;

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:hal:journl:hal-05557670. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: CCSD (email available below). General contact details of provider: https://hal.archives-ouvertes.fr/ .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.