IDEAS home Printed from https://ideas.repec.org/p/hal/journl/hal-05383511.html

Artificial Intelligence for Data-Driven Marketing: Catalyst for Digital Business Transformation

Author

Listed:
  • Sanaa Dfouf

  • Kaoutar Errakha
  • Hanan Elharissi

    (FEG SETTAT - Faculté d’Économie et de Gestion de Settat)

  • Mohammed Khaouja

    (ERMOT - Laboratoire "Etudes et recherches en Management des Organisations et des Territoires" [Fez] - USMBA - Université Sidi Mohamed Ben Abdellah)

  • Fekkak Hamdi

Abstract

In this study, the use of AI in marketing in Morocco is assessed, showcasing the disparity in the use of this technology per sector. Adoption is very advanced in the Banking and E-commerce sectors (92% and 78%, respectively), where chatbots and predictive analytics are used, achieving an ROI of 3.2 years. In contrast, SMEs and other traditional sectors have much more difficulty (23% adoption) because of the initial investment of 380,000 MAD on average and the local expertise drain (only 12% of the trainers in academia have any knowledge about AI).SMEs sit within the longest timeframes (3.2 years) to see positive ROI, while large companies see it in 1.8 years, highlighting the disparity of digital maturity in sectors. 367 professionals from diverse sectors participated in the survey, and the quantitative results show the positive impact of AI on performance, achieving a 22% decrease in acquisition costs, 34% increase in customer satisfaction, and 27% increase in marketing ROI. Additional barriers encumber the expected results, including cultural (scepticism from 44% of managers) and geographic (78% of all projects are concentrated in Casablanca and Rabat).Using a score of 3.2/5 for Adoption, Morocco is ranked higher than Egypt, 3.0, but still lacks behind South Africa, 3.8, which possesses a more advanced technological ecosystem. To boost adoption, the study recommends: (1) Partnerships between universities and businesses to provide custom training, (2) A policy for the rational use of data, and (3) Local, affordable (language, mobile-first) tailored pockets for the informal sector/SMEs.Based on the above, the promise AI offers Morocco is tangible, but not without the need for customized and differentiated policies to address interregional and inter-sector imbalance. For this to happen, coordinated action from the public and private sectors and academia will be necessary to support the shift.

Suggested Citation

  • Sanaa Dfouf & Kaoutar Errakha & Hanan Elharissi & Mohammed Khaouja & Fekkak Hamdi, 2025. "Artificial Intelligence for Data-Driven Marketing: Catalyst for Digital Business Transformation," Post-Print hal-05383511, HAL.
  • Handle: RePEc:hal:journl:hal-05383511
    DOI: 10.14445/22315381/IJETT-V73I11P102
    Note: View the original document on HAL open archive server: https://hal.science/hal-05383511v1
    as

    Download full text from publisher

    File URL: https://hal.science/hal-05383511v1/document
    Download Restriction: no

    File URL: https://libkey.io/10.14445/22315381/IJETT-V73I11P102?utm_source=ideas
    LibKey link: if access is restricted and if your library uses this service, LibKey will redirect you to where you can use your library subscription to access this item
    ---><---

    References listed on IDEAS

    as
    1. Ming-Hui Huang & Roland T. Rust, 2021. "A strategic framework for artificial intelligence in marketing," Journal of the Academy of Marketing Science, Springer, vol. 49(1), pages 30-50, January.
    Full references (including those not matched with items on IDEAS)

    Most related items

    These are the items that most often cite the same works as this one and are cited by the same works as this one.
    1. Muhammad Nur Firdaus Nasir & Iqbal Jaapar & Walid Muhmmad Syafrien Effendi & Fadly Mohamed Sharif & Khairulwafi Mamat & Nurul Farhana Nasir, 2024. "Exploring the Role of Artificial Intelligence in the Design Industry: Client Satisfaction through Enhancing Quality while Preserving Human Creativity," International Journal of Research and Innovation in Social Science, International Journal of Research and Innovation in Social Science (IJRISS), vol. 8(3s), pages 4538-4543, October.
    2. Leah Warfield Smith & Randall Lee Rose & Alex R. Zablah & Heath McCullough & Mohammad “Mike” Saljoughian, 2023. "Examining post-purchase consumer responses to product automation," Journal of the Academy of Marketing Science, Springer, vol. 51(3), pages 530-550, May.
    3. De Cicco, Roberta & Iacobucci, Serena & Cannito, Loreta & Onesti, Gianni & Ceccato, Irene & Palumbo, Riccardo, 2024. "Virtual vs. human influencer: Effects on users’ perceptions and brand outcomes," Technology in Society, Elsevier, vol. 77(C).
    4. Fredström, Ashkan & Parida, Vinit & Wincent, Joakim & Sjödin, David & Oghazi, Pejvak, 2022. "What is the Market Value of Artificial Intelligence and Machine Learning? The Role of Innovativeness and Collaboration for Performance," Technological Forecasting and Social Change, Elsevier, vol. 180(C).
    5. V. G. P. Lakshika & B. T. K. Chathuranga & P. G. S. A. Jayarathne, 2025. "The evolving role of AI and ML in digital promotion: a systematic review and research agenda," Journal of Marketing Analytics, Palgrave Macmillan, vol. 13(2), pages 288-307, June.
    6. Peter J. Buckley & Peter Enderwick, 2025. "The Global Factory Revisited," Management International Review, Springer, vol. 65(4), pages 615-635, August.
    7. Ertugrul Uysal & Sascha Alavi & Valéry Bezençon, 2022. "Trojan horse or useful helper? A relationship perspective on artificial intelligence assistants with humanlike features," Journal of the Academy of Marketing Science, Springer, vol. 50(6), pages 1153-1175, November.
    8. Nordin, Fredrik & Ravald, Annika, 2023. "The making of marketing decisions in modern marketing environments," Journal of Business Research, Elsevier, vol. 162(C).
    9. Ivana Diana, 2024. "HRM Algorithms and Value Creation Through AI in Training and Development," Studia Universitatis Babeș-Bolyai Oeconomica, Sciendo, vol. 69(3), pages 14-23.
    10. Manu Sharma & Sudhanshu Joshi & Sunil Luthra & Anil Kumar, 2024. "Impact of Digital Assistant Attributes on Millennials’ Purchasing Intentions: A Multi-Group Analysis using PLS-SEM, Artificial Neural Network and fsQCA," Information Systems Frontiers, Springer, vol. 26(3), pages 943-966, June.
    11. Ding, Bin & Li, Yameng & Miah, Shah & Liu, Wei, 2024. "Customer acceptance of frontline social robots—Human-robot interaction as boundary condition," Technological Forecasting and Social Change, Elsevier, vol. 199(C).
    12. Noble, Stephanie M. & Mende, Martin & Grewal, Dhruv & Parasuraman, A., 2022. "The Fifth Industrial Revolution: How Harmonious Human–Machine Collaboration is Triggering a Retail and Service [R]evolution," Journal of Retailing, Elsevier, vol. 98(2), pages 199-208.
    13. Anastasia Nanni & Andrea Ordanini, 2025. "Unintended consequences of in-store technology for frontline employees: An empirics-first approach," Journal of the Academy of Marketing Science, Springer, vol. 53(1), pages 129-149, January.
    14. Julia Schwaeke & Carolin Gerlich & Hong Linh Nguyen & Dominik K. Kanbach & Johanna Gast, 2025. "Artificial intelligence (AI) for good? Enabling organizational change towards sustainability," Review of Managerial Science, Springer, vol. 19(10), pages 3013-3038, October.
    15. Jeon, Yongwoog Andrew, 2022. "Let me transfer you to our AI-based manager: Impact of manager-level job titles assigned to AI-based agents on marketing outcomes," Journal of Business Research, Elsevier, vol. 145(C), pages 892-904.
    16. Erik Hermann, 2022. "Anthropomorphized artificial intelligence, attachment, and consumer behavior," Marketing Letters, Springer, vol. 33(1), pages 157-162, March.
    17. Sullivan, Yulia & Fosso Wamba, Samuel, 2024. "Artificial intelligence and adaptive response to market changes: A strategy to enhance firm performance and innovation," Journal of Business Research, Elsevier, vol. 174(C).
    18. Poushneh, Atieh & Vasquez-Parraga, Arturo & Gearhart, Richard S., 2024. "The effect of empathetic response and consumers’ narcissism in voice-based artificial intelligence," Journal of Retailing and Consumer Services, Elsevier, vol. 79(C).
    19. Liu, Yeshen & Wang, Beibei & Song, Zhe, 2025. "Promoting or inhibiting: The impact of artificial intelligence application on corporate environmental performance," International Review of Financial Analysis, Elsevier, vol. 97(C).
    20. Frantisek Pollak & Peter Markovic & Kristian Kalamen, 2025. "Digital vs. Traditional: Selected Views on Creating Optimal Marketing Communication Mix," Tržište/Market, Faculty of Economics and Business, University of Zagreb, vol. 37(SI), pages 85-97.

    More about this item

    Keywords

    ;
    ;
    ;
    ;
    ;
    ;
    ;

    NEP fields

    This paper has been announced in the following NEP Reports:

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:hal:journl:hal-05383511. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    If CitEc recognized a bibliographic reference but did not link an item in RePEc to it, you can help with this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: CCSD (email available below). General contact details of provider: https://hal.archives-ouvertes.fr/ .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.