IDEAS home Printed from https://ideas.repec.org/p/hal/journl/hal-04410313.html
   My bibliography  Save this paper

Structure optimale du pool bancaire et accès au crédit : une revue de la littérature

Author

Listed:
  • Jean-Christophe Statnik

    (LUMEN - Lille University Management Lab - ULR 4999 - Université de Lille)

Abstract

Quel est le nombre optimal de relations bancaires d'une entreprise ? Un simple raisonnement reposant sur l'économie des coûts de transaction aboutit à une banque. Or, les observations montrent que ce nombre varie suivant la taille des firmes, la période de l'observation, mais aussi suivant le pays d'origine des entreprises. Ainsi, à travers l'étude des travaux théoriques et empiriques, cet article cherche à identifier la structure optimale du pool bancaire de l'entreprise et les facteurs qui l'influencent. Nous montrons, en particulier, que si une entreprise très « opaque » devrait opter pour un financement relationnel concentré, cette conclusion évolue lorsque sont pris en compte d'une part, les différents types d'informations pouvant être produits par la firme, et d'autre part, l'environnement dans lequel elle évolue. Classification JEL : G21, G32.

Suggested Citation

  • Jean-Christophe Statnik, 2012. "Structure optimale du pool bancaire et accès au crédit : une revue de la littérature," Post-Print hal-04410313, HAL.
  • Handle: RePEc:hal:journl:hal-04410313
    DOI: 10.3917/ecofi.106.0301
    as

    Download full text from publisher

    To our knowledge, this item is not available for download. To find whether it is available, there are three options:
    1. Check below whether another version of this item is available online.
    2. Check on the provider's web page whether it is in fact available.
    3. Perform a search for a similarly titled item that would be available.

    More about this item

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • G32 - Financial Economics - - Corporate Finance and Governance - - - Financing Policy; Financial Risk and Risk Management; Capital and Ownership Structure; Value of Firms; Goodwill

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:hal:journl:hal-04410313. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: CCSD (email available below). General contact details of provider: https://hal.archives-ouvertes.fr/ .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.