IDEAS home Printed from https://ideas.repec.org/p/hal/journl/hal-02335609.html
   My bibliography  Save this paper

L’inclusion financière par le mobile-banking au Sénégal : l’analyse des facteurs socio-économiques d’adoption

Author

Listed:
  • François-Seck Fall

    (LEREPS - Laboratoire d'Etude et de Recherche sur l'Economie, les Politiques et les Systèmes Sociaux - UT Capitole - Université Toulouse Capitole - UT - Université de Toulouse - UT2J - Université Toulouse - Jean Jaurès - UT - Université de Toulouse - Institut d'Études Politiques [IEP] - Toulouse - ENSFEA - École Nationale Supérieure de Formation de l'Enseignement Agricole de Toulouse-Auzeville)

  • Ousmane Birba

Abstract

Cet article cherche à analyser l'influence des caractéristiques socio-économiques de l'individu sur sa probabilité d'adoption du mobile-banking . À partir d'un échantillon de 4 141 individus, nous estimons un modèle logistique afin de déterminer les facteurs d'adoption. Les résultats montrent que le sexe, le niveau d'étude, l'emploi, le fait de savoir lire et écrire et le fait d'être bancarisé influencent positivement la probabilité d'adoption. En revanche, le fait d'être encore à l'école et le revenu par tête ont une influence négative. Classification JEL : D11, O33, O12

Suggested Citation

  • François-Seck Fall & Ousmane Birba, 2019. "L’inclusion financière par le mobile-banking au Sénégal : l’analyse des facteurs socio-économiques d’adoption," Post-Print hal-02335609, HAL.
    • Handle: RePEc:hal:journl:hal-02335609
    DOI: 10.3917/med.185.0061
    as

    Download full text from publisher

    To our knowledge, this item is not available for download. To find whether it is available, there are three options:
    1. Check below whether another version of this item is available online.
    2. Check on the provider's web page whether it is in fact available.
    3. Perform a search for a similarly titled item that would be available.

    Citations

    Citations are extracted by the CitEc Project, subscribe to its RSS feed for this item.
    as


    Cited by:

    1. Désiré Avom & Honoré Bidiasse & Grégory Mvogo, 2021. "Adoption et usage du mobile money au cameroun: Analyse comparative des determinants entre les villes de Douala et de Yaounde," African Development Review, African Development Bank, vol. 33(1), pages 67-78, March.

    More about this item

    Keywords

    mobile-banking; inclusion financière; adoption; caractéristiques socio-économiques; Sénégal;
    All these keywords.

    JEL classification:

    • D11 - Microeconomics - - Household Behavior - - - Consumer Economics: Theory
    • O33 - Economic Development, Innovation, Technological Change, and Growth - - Innovation; Research and Development; Technological Change; Intellectual Property Rights - - - Technological Change: Choices and Consequences; Diffusion Processes
    • O12 - Economic Development, Innovation, Technological Change, and Growth - - Economic Development - - - Microeconomic Analyses of Economic Development

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:hal:journl:hal-02335609. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: CCSD (email available below). General contact details of provider: https://hal.archives-ouvertes.fr/ .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.