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Le mouvement de déconcentration des systèmes bancaires en Afrique subsaharienne

Author

Listed:
  • Alphonse Noah

    () (EconomiX - UPN - Université Paris Nanterre - CNRS - Centre National de la Recherche Scientifique)

  • Luc Jacolin

Abstract

Cette étude fait apparaître un mouvement de déconcentration des systèmes bancaires des pays d'Afrique subsaharienne (ASS) sur la période 2005-2015 parallèlement au développement économique rapide du continent au cours du super-cycle de hausse des matières premières et à l'émergence de groupes bancaires panafricains. Il ressort de l'analyse des auteurs que ce mouvement est, entre autres, influencé par la taille du marché, l'ouverture internationale et l'entrée ou non de banques étrangères. De surcroît, plus le niveau de concentration bancaire est faible, plus l'encours des crédits (en pourcentage du PIB) est élevé, suggérant que le niveau de concurrence entre banques influe positivement sur la distribution de crédit. En revanche, la concentration bancaire est faiblement liée à la qualité des portefeuilles bancaires.

Suggested Citation

  • Alphonse Noah & Luc Jacolin, 2017. "Le mouvement de déconcentration des systèmes bancaires en Afrique subsaharienne," Post-Print hal-01617379, HAL.
  • Handle: RePEc:hal:journl:hal-01617379
    Note: View the original document on HAL open archive server: https://hal.archives-ouvertes.fr/hal-01617379
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    References listed on IDEAS

    as
    1. Inessa Love & María Soledad Martínez Pería, 2015. "How Bank Competition Affects Firms' Access to Finance," World Bank Economic Review, World Bank Group, vol. 29(3), pages 413-448.
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    More about this item

    Keywords

    Concentration bancaire ; Indice Herfindahl-Hirschman ; Afrique subsaharienne ; Zone franc;

    JEL classification:

    • D4 - Microeconomics - - Market Structure, Pricing, and Design
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • L11 - Industrial Organization - - Market Structure, Firm Strategy, and Market Performance - - - Production, Pricing, and Market Structure; Size Distribution of Firms

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