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Role of the banks in the development of the microfinance in France
[Le rôle des banques dans le développement de la microfinance en France]

Author

Listed:
  • Marie-Françoise Delaite

    (CEPN - Centre d'Economie de l'Université Paris Nord - UP13 - Université Paris 13 - USPC - Université Sorbonne Paris Cité - CNRS - Centre National de la Recherche Scientifique)

  • Jacques Poirot

    (BETA - Bureau d'Économie Théorique et Appliquée - INRA - Institut National de la Recherche Agronomique - UNISTRA - Université de Strasbourg - UL - Université de Lorraine - CNRS - Centre National de la Recherche Scientifique)

Abstract

Microfinance is not a financial activity intended only for the South. In France, almost all households have a bank account but a large proportion of them (20 to 30%) however, do not have access to traditional credit. This article aims at analyzing the contribution of French banks to the microfinance industry in France. It analyzes the reasons and procedures for French banks to grant microcredit to microfinance institutions through credit lines and to provide support services in the field of solidarity.

Suggested Citation

  • Marie-Françoise Delaite & Jacques Poirot, 2016. "Role of the banks in the development of the microfinance in France [Le rôle des banques dans le développement de la microfinance en France]," Post-Print hal-01335676, HAL.
    • Handle: RePEc:hal:journl:hal-01335676
    DOI: 10.3917/tfd.122.0061
    as

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