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The democratic specificity of the French banking co-operatives
[La spécificité démocratique des coopératives bancaires françaises]

Author

Listed:
  • Patrick Gianfaldoni

    (LBNC - Laboratoire Biens, Normes, Contrats - AU - Avignon Université)

  • Rémi Jardat

    (ISTEC - Institut supérieur des Sciences, Techniques et Economie Commerciales - ISTEC)

  • David Hiez

    (Laboratoire de Droit Economique - Uni.lu - Université du Luxembourg)

Abstract

Do cooperative banks have specific democratic characters that distinguish them from capitalist companies ? The proposed multidisciplinary analysis is based on empirical investigations linked to published theoretical researchs. It enables to highlight the normative logics, which consolidate or hamper cooperative democracy, and question the efficiency and the effectiveness of democratic norms. Democratic specificity involves a triple rationality : legal, economic and social. However, the legal and economic evolution of cooperative banks pleads in favour of trivialization processes that tend to reduce or limit the application of cooperative principles. For all that, studying the democratic phenomenon in its complexity, the variety of corporate governance forms and co-operative membership structuration leads us to less categorical conclusions.

Suggested Citation

  • Patrick Gianfaldoni & Rémi Jardat & David Hiez, 2012. "The democratic specificity of the French banking co-operatives [La spécificité démocratique des coopératives bancaires françaises]," Post-Print hal-01322038, HAL.
    • Handle: RePEc:hal:journl:hal-01322038
    DOI: 10.3917/rsg.258.0059
    as

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