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Le Mont-de-Piété à Bordeaux, les raisons d’un succès (1802-1913)

Author

Listed:
  • Bertrand BLANCHETON
  • Guillaume PASTUREAU

Abstract

L’instauration du Mont-de-Piété à Bordeaux fut un succès institutionnel. Ses objectifs sont atteints : il lutte contre l’usure, abaisse le coût du crédit, finance la politique de bienfaisance de la ville, tout en étant indépendant financièrement. McLaughlin (2013) a étudié les causes de l’échec du Mont-de-Piété irlandais au début du XIXe siècle. Contrairement à l’institution française, l’établissement irlandais ne bénéficie pas d’un cadre législatif favorable, et il fut créé dans un environnement socio-économique très différent. Il convient de vérifier la position de McLaughlin et d’appréhender l’importance du monopole du prêt sur gages accordé au Mont-de-Piété français. Cependant, il est nécessaire de dépasser ce simple cadre. Le Mont-de-Piété répond à une demande sociale forte et apporte les réponses adéquates. L’objet de cet article est d’étudier les causes de la réussite de l’établissement de Bordeaux, et de proposer pour cela le concept d’économie sociale de bienfaisance.

Suggested Citation

  • Bertrand BLANCHETON & Guillaume PASTUREAU, 2014. "Le Mont-de-Piété à Bordeaux, les raisons d’un succès (1802-1913)," Cahiers du GREThA 2014-01, Groupe de Recherche en Economie Théorique et Appliquée.
  • Handle: RePEc:grt:wpegrt:2014-01
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    Keywords

    Mont-de-Piété; prêt sur gages; histoire économique; aide sociale;

    JEL classification:

    • I38 - Health, Education, and Welfare - - Welfare, Well-Being, and Poverty - - - Government Programs; Provision and Effects of Welfare Programs
    • N20 - Economic History - - Financial Markets and Institutions - - - General, International, or Comparative
    • N33 - Economic History - - Labor and Consumers, Demography, Education, Health, Welfare, Income, Wealth, Religion, and Philanthropy - - - Europe: Pre-1913
    • L31 - Industrial Organization - - Nonprofit Organizations and Public Enterprise - - - Nonprofit Institutions; NGOs; Social Entrepreneurship

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