Community and household shocks and coping strategies: Findings from the ninth round of the Myanmar Household Welfare Survey (April - October 2025)

The ninth round of the Myanmar Household Welfare Survey (MHWS), a nationally and regionally representative phone survey, was conducted between July and October 2025. This round follows eight previous rounds carried out since December 2021 and reflects conditions during April – October 2025. This report presents updated evidence on the conflict, climatic, service, and economic shocks households face and the coping strategies they adopt. In April–October 2025, insecurity and lawlessness intensified across Myanmar. About 21 percent of households reported feeling insecure, an increase from late 2024, with rural insecurity exceeding urban levels for the first time. Trust deteriorated sharply, with 25 percent reporting low community trust. Lawlessness remained widespread: 16 percent reported gambling, 16 percent petty crime, and 13 percent drug use. Urban areas were disproportionately affected by petty crime, bribery, and mobility constraints, while perceived conscription risk rose markedly, exceeding 40 percent in some regions. Climatic shocks continued to compound conflict-related stressors. About 19 percent of farm households reported being negatively affected by at least one climatic shock between April and October 2025. Flooding was the dominant shock, affecting 13 percent of households nationally, with particularly high exposure in Kayin, Shan, Bago, and Magway. Irregular rainfall and strong winds were less prevalent but remained locally significant, especially in Chin and Mon, reinforcing spatial disparities in vulnerability. Climatic shocks continued to compound conflict-related stressors. About 19 percent of farm households reported being negatively affected by at least one climatic shock between April and October 2025. Flooding was the dominant shock, affecting 13 percent of households nationally, with particularly high exposure in Kayin, Shan, Bago, and Magway. Irregular rainfall and strong winds were less prevalent but remained locally significant, especially in Chin and Mon, reinforcing spatial disparities in vulnerability. Economic pressures remained high despite modest improvements. About 37 percent of households reported being negatively affected by high food prices, similar to 2023 levels but slightly lower than late 2024. Price shocks were highly uneven, exceeding 50 percent in conflict-affected regions. Fuel price shocks affected 33 percent of households, declining from late 2024 as prices stabilized, though impacts remained severe in conflict-affected regions. Households continued to cope by reducing expenditures. Reductions in non-food spending were more common than cuts to food consumption across all regions. Conflict-affected states recorded the highest shares of households reducing both food and non-food expenditures, often exceeding 40 percent. While fewer households reported cutting back on staples and vegetables, most continued to reduce consumption of meat and fish, reflecting persistent affordability constraints for animal-source foods. Financial buffers remained extremely limited. Fewer than one in five households reported holding any cash savings. Borrowing was widespread, particularly among wage-earning households, with over half reporting outstanding debt. More than 50 percent of loans were sourced from friends and relatives, reflecting the near collapse of formal credit. Debt was primarily used for food, health, and basic needs, with a growing share allocated to medical expenses.