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Community Affairs Research Conference - Opening Remarks

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  • Jeffrey M. Lacker

Abstract

On behalf of the Federal Reserve System, it is my pleasure to welcome you to the fourth Community Affairs Research Conference. I believe this year’s conference has brought together a set of papers and participants that will make interesting and useful contributions to our knowledge on matters of consumer finance and community development. These are areas in which innovations in lending practices and supporting information technologies have led to a substantial expansion of credit to U.S. households. I think its fair to say that these markets are in a state of flux, making it particularly difficult to assess the costs and benefits of private sector practices and public policies. Against this backdrop, research like that represented at this conference is all the more valuable.

Suggested Citation

  • Jeffrey M. Lacker, 2005. "Community Affairs Research Conference - Opening Remarks," Speech 101688, Federal Reserve Bank of Richmond.
    • Handle: RePEc:fip:r00034:101688
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    File URL: https://www.richmondfed.org/press_room/speeches/jeffrey_m_lacker/2005/lacker_speech_20050407
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