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Banking Analytics: Uninsured Deposit Ratio Back to Prepandemic Level

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  • Michelle Clark Neely

Abstract

The ratio of uninsured deposits to total deposits held by U.S. commercial banks increased slightly in the fourth quarter of 2025, to 43.3%.

Suggested Citation

  • Michelle Clark Neely, 2026. "Banking Analytics: Uninsured Deposit Ratio Back to Prepandemic Level," On the Economy 103051, Federal Reserve Bank of St. Louis.
    • Handle: RePEc:fip:l00001:103051
    Note: This series is part of ongoing work by the Supervisory Policy and Risk Analysis team to highlight key banking metrics in monitoring the health of the banking system, a function of the St. Louis Fed’s Supervision, Credit and Learning Division.
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    File URL: https://www.stlouisfed.org/on-the-economy/2026/apr/banking-analytics-uninsured-deposit-ratio-back-prepandemic-level
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