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Why U.S. House Prices Stayed Resilient While Prices Fell in Other Countries

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  • Serdar Ozkan

Abstract

Differences in the structure of mortgages, specifically fixed rate versus variable rate, can explain the divergence in house price trends among developed countries, this analysis reveals.

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  • Serdar Ozkan, 2025. "Why U.S. House Prices Stayed Resilient While Prices Fell in Other Countries," On the Economy 101398, Federal Reserve Bank of St. Louis.
    • Handle: RePEc:fip:l00001:101398
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    File URL: https://www.stlouisfed.org/on-the-economy/2025/aug/why-us-house-prices-stayed-resilient-prices-fell-other-countries
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