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Sobre o sistema de amortização linear crescente

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  • Faro, Clovis de

Abstract

Aiming to reach a compromise solution to the issues of default risk and the payment capacity of takers of housing loans, Jorge Oscar de Mello Flôres submited to the Banco Nacional de Habitação, which was then in charge of the Brazilian System of Housing Financing, what he named as the Linearly Increasing System of Amortization. (LISA). Following a critical analysis of the LISA, it is proposed the alternative named as the Generalyzed System of Mixed Amortization (GSMA).

Suggested Citation

  • Faro, Clovis de, 2013. "Sobre o sistema de amortização linear crescente," FGV EPGE Economics Working Papers (Ensaios Economicos da EPGE) 745, EPGE Brazilian School of Economics and Finance - FGV EPGE (Brazil).
    • Handle: RePEc:fgv:epgewp:745
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