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Experimentando microcrédito: uma análise do impacto do crediAMIGO sobre acesso a crédito


  • Neri, Marcelo Côrtes
  • Medrado, André Luiz


The present thesis has the objective of deal with the theme of microcredits and analyze his most successful experience in Brazil, the Banco do Nordeste’s CrediAMIGO. There is a description of the program and one quantitative analysis of his performance, which will be made using a data base composed by the Ecinf survey inplemented in 1997 and of 2003, using the method of differences in differences applied with logistic regressions . Our substantive conclusion is that there is an high scale microcredit experience in Brazil based on social collateral that generated a relative access to credit in the poorest region of the country at superior rates from the rest of the country.

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  • Neri, Marcelo Côrtes & Medrado, André Luiz, 2005. "Experimentando microcrédito: uma análise do impacto do crediAMIGO sobre acesso a crédito," FGV/EPGE Economics Working Papers (Ensaios Economicos da EPGE) 608, FGV/EPGE - Escola Brasileira de Economia e Finanças, Getulio Vargas Foundation (Brazil).
  • Handle: RePEc:fgv:epgewp:608

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