IDEAS home Printed from
   My bibliography  Save this paper

Technology, Financial Inclusion and Role of Urban Cooperative Banks


  • Chakrabarty K C


The focus should be to simplify the technology which can operate on any platform. The technology solution to the business needs should be user-friendly without much third-party or IT vendor intervention or support requirement for operating the same. In this context, the banks need to redesign their business strategies to incorporate specific plans to promote financial inclusion of low income group treating it both a business opportunity as well as a social responsibility.The Reserve Bank’s endeavour has been to strengthen the UCBs so that they run on sound principles without posing any systemic problems. [Speech at the Foundation Day and Inauguration of the ‘Core Banking Solution Project’ of the A.P.Mahesh Co-op Urban Bank Ltd. at Hyderabad].

Suggested Citation

  • Chakrabarty K C, 2009. "Technology, Financial Inclusion and Role of Urban Cooperative Banks," Working Papers id:2166, eSocialSciences.
  • Handle: RePEc:ess:wpaper:id:2166 Note: Institutional Papers

    Download full text from publisher

    File URL:
    Download Restriction: no

    References listed on IDEAS

    1. David Hummels & Alexandre Skiba, 2004. "Shipping the Good Apples Out? An Empirical Confirmation of the Alchian-Allen Conjecture," Journal of Political Economy, University of Chicago Press, vol. 112(6), pages 1384-1402, December.
    2. Shiro Armstrong & Peter Drysdale & Kaliappa Kalirajan, 2008. "Asian Trade Structures and Trade Potential : An Initial Analysis of South and East Asian Trade," EABER Working Papers 21753, East Asian Bureau of Economic Research.
    3. Research and Information System for Developing Countries (RIS),, 2008. "South Asia Development and Cooperation Report 2008," OUP Catalogue, Oxford University Press, number 9780195699425, June.
    Full references (including those not matched with items on IDEAS)

    More about this item


    yechnology; core banking solution; banks; business strategy; UCBs; urban cooperative banks; social reponsibility; urban bank; banks; financial inclusion; income group; RBI;

    NEP fields

    This paper has been announced in the following NEP Reports:


    Access and download statistics


    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:ess:wpaper:id:2166. See general information about how to correct material in RePEc.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: (Padma Prakash). General contact details of provider: .

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service hosted by the Research Division of the Federal Reserve Bank of St. Louis . RePEc uses bibliographic data supplied by the respective publishers.