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Alternativas de financiamiento de la salud en el sistema privado, para la tercera edad

Author

Listed:
  • Ronald Fischer

    ()

  • Alejandra Mizala

    ()

  • Pilar Romaguera

    ()

Abstract

El objetivo de este estudio es determinar si existe un problema para financiar la salud en la tercera edad en el sistema ISAPRE, y proveer recomendaciones para ese financiamiento si fuera necesario. El estudio examina los gastos médicos por tramo de edad de los afiliados al sistema ISAPRE y los compara con una estimación de su perfil de ingresos a lo largo de la vida. Posteriormente, se estima un perfil de ingresos neto de gastos de salud, definiéndose que existe un problema de financiamiento si el ingreso disponible en la tercera edad neto del gasto en salud es inferior al 70% del ingreso disponible previo a la jubilación. Finalmente se describen las opciones que existirían para enfrentar un potencial problema de financiamiento de la salud en la tercera edad. Se debe adelantar que la información analizada permite concluir que el financiamiento de la salud en la tercera edad no es hoy un motivo suficiente para pensar en cambios fundamentales en el sistema de salud.

Suggested Citation

  • Ronald Fischer & Alejandra Mizala & Pilar Romaguera, 1998. "Alternativas de financiamiento de la salud en el sistema privado, para la tercera edad," Documentos de Trabajo 34, Centro de Economía Aplicada, Universidad de Chile.
  • Handle: RePEc:edj:ceauch:34
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    Cited by:

    1. Marcelo Tokman R., 2000. "Age segmentation in the Chilean health system," Estudios de Economia, University of Chile, Department of Economics, vol. 27(1 Year 20), pages 5-32, June.

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