IDEAS home Printed from https://ideas.repec.org/
MyIDEAS: Login to save this paper or follow this series

Revisión de mejores prácticas en modelos de negocio utilizados por entidades microfinancieras

  • Prior, Francesc

    (IESE Business School)

  • Santoma, Javier

    ()

    (IESE Business School)

Registered author(s):

    Este documento presenta tres modelos de negocio utilizados por entidades microfinancieras y que a nuestro entender son mejores prácticas en sus respectivos ámbitos de actuación. En primer lugar, el caso analizado de Banco Compartamos refleja un proceso de transformación exitosa de una organización no gubernamental sin ánimo de lucro en entidad bancaria. Adicionalmente, el éxito de su salida al mercado bursátil pone de manifiesto el interés de los inversiones de entidades microfinancieras, que como muestra Banco Compartamos, pueden ser extremadamente rentables. En segundo lugar, este trabajo presenta una revisión de los modelos organizativos utilizados en estrategias de downscaling por ACCION Internacional. Esta revisión muestra cómo el factor clave de éxito de las estrategias de downscaling es generar un modelo de negocio adapta al segmento empleando la infraestructura no utilizada del banco. Finalmente, el análisis del Grupo ProCredit muestra cómo el modelo de negocio denominado greenfield bank pretende crear instituciones que operen normalmente en el sistema financiero y bancario del país, creciendo con el desarrollo económico de sus clientes.

    If you experience problems downloading a file, check if you have the proper application to view it first. In case of further problems read the IDEAS help page. Note that these files are not on the IDEAS site. Please be patient as the files may be large.

    File URL: http://www.iese.edu/research/pdfs/DI-0740.pdf
    Our checks indicate that this address may not be valid because: 404 Not Found. If this is indeed the case, please notify (Noelia Romero)


    Download Restriction: no

    Paper provided by IESE Business School in its series IESE Research Papers with number D/740.

    as
    in new window

    Length: 45 pages
    Date of creation: 05 Mar 2008
    Date of revision:
    Handle: RePEc:ebg:iesewp:d-0740
    Contact details of provider: Postal: IESE Business School, Av Pearson 21, 08034 Barcelona, SPAIN
    Web page: http://www.iese.edu/

    More information through EDIRC

    No references listed on IDEAS
    You can help add them by filling out this form.

    This item is not listed on Wikipedia, on a reading list or among the top items on IDEAS.

    When requesting a correction, please mention this item's handle: RePEc:ebg:iesewp:d-0740. See general information about how to correct material in RePEc.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: (Noelia Romero)

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    If references are entirely missing, you can add them using this form.

    If the full references list an item that is present in RePEc, but the system did not link to it, you can help with this form.

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your profile, as there may be some citations waiting for confirmation.

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    This information is provided to you by IDEAS at the Research Division of the Federal Reserve Bank of St. Louis using RePEc data.