IDEAS home Printed from https://ideas.repec.org/p/cpr/ceprdp/21605.html

Limited Means, Limited Care? Healthcare Expenditures of the Financially Constrained in the Netherlands

Author

Listed:
  • Frijlink, Mats
  • Remmerswaal, Minke
  • Boone, Jan
  • Davies, Lily
  • Douven, Rudy

Abstract

Financially constrained people may reduce their healthcare use due to out-of-pocket payments and other costs or barriers. We combine rich survey and administrative data from the Netherlands, linking individuals' reported financial difficulties with detailed records on income, wealth, health status, and healthcare expenditures. We find that, after controlling for health status, individuals with low financial wealth who struggle to make ends meet spend substantially and significantly less on curative care than those without such constraints. No such pattern is found for general practitioner visits, which are exempt from cost-sharing. Our findings indicate that financially constrained individuals are disproportionately sensitive to cost-sharing, which may reduce access to care.

Suggested Citation

  • Frijlink, Mats & Remmerswaal, Minke & Boone, Jan & Davies, Lily & Douven, Rudy, 2026. "Limited Means, Limited Care? Healthcare Expenditures of the Financially Constrained in the Netherlands," CEPR Discussion Papers 21605, Centre for Economic Policy Research.
    • Handle: RePEc:cpr:ceprdp:21605
    as

    Download full text from publisher

    File URL: https://cepr.org/publications/DP21605
    Download Restriction: no
    ---><---

    More about this item

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:cpr:ceprdp:21605. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: CEPR (email available below). General contact details of provider: https://cepr.org/ .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.