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Money Uniformity and Retail CBDC

Author

Listed:
  • Milne, Alistair
  • Niepelt, Dirk
  • Skeie, David

Abstract

We assess retail central bank digital currency (CBDC) against the objective of the uniformity of money. The central questions that arise are whether CBDC could help support the uniformity of money across public and private monies in day-to-day payments; how it interacts with the unit of account and monetary sovereignty; and how its design choices impact its contribution.

Suggested Citation

  • Milne, Alistair & Niepelt, Dirk & Skeie, David, 2026. "Money Uniformity and Retail CBDC," CEPR Discussion Papers 21448, C.E.P.R. Discussion Papers.
    • Handle: RePEc:cpr:ceprdp:21448
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    File URL: https://cepr.org/publications/DP21448
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    Keywords

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    JEL classification:

    • E42 - Macroeconomics and Monetary Economics - - Money and Interest Rates - - - Monetary Systems; Standards; Regimes; Government and the Monetary System
    • E51 - Macroeconomics and Monetary Economics - - Monetary Policy, Central Banking, and the Supply of Money and Credit - - - Money Supply; Credit; Money Multipliers
    • E58 - Macroeconomics and Monetary Economics - - Monetary Policy, Central Banking, and the Supply of Money and Credit - - - Central Banks and Their Policies

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