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Aspectos institucionales, estructura, evolución reciente y situación competitiva de las pymes colombianas

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  • Enrique Barriga

Abstract

Para la promoción y desarrollo de sectores específicos y núcleos de empresas con dificultades de acceso a los servicios financieros se ha conformado un sistema de banca de segundo piso, que no presta directamente a las empresas ni a personas naturales sino que lo hace a través de la banca comercial. La banca de segundo piso está conformada por Bancoldex, Finagro y Findeter. Bancoldex es ahora un banco de desarrollo que apoya las operaciones de comercio y de modernización y el crecimiento, principalmente de las pymes urbanas. Finagro atiende las necesidades del sector agropecuarios incluyendo pymes y Findeter atiende las necesidades de los entes territoriales, irrigando crédito a las pymes ubicadas fuera de los grandes centros urbanos. Un buen indicador de los recursos financieros dirigidos a las pymes financiación es el crédito otorgado por Bancoldex.

Suggested Citation

  • Enrique Barriga, 2006. "Aspectos institucionales, estructura, evolución reciente y situación competitiva de las pymes colombianas," Documentos de Trabajo de Valor Público 11119, Universidad EAFIT.
  • Handle: RePEc:col:000122:011119
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