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The Federal Government's Role in Financing Rural Housing

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  • Congressional Budget Office

Abstract

Households in rural communities may face barriers to purchasing homes or finding suitable rental properties. The federal government—primarily through the Rural Housing Service of the Department of Agriculture—offers loan guarantees, direct loans, payment assistance, and other forms of financial support to eligible households in those areas. In this report, CBO examines rural housing demographics, federal credit programs and other programs that support those communities, and the total budgetary effects of those federal credit programs.

Suggested Citation

  • Congressional Budget Office, 2026. "The Federal Government's Role in Financing Rural Housing," Reports 61946, Congressional Budget Office.
    • Handle: RePEc:cbo:report:61946
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    File URL: https://www.cbo.gov/system/files/2026-04/61946-rural-housing.pdf
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    More about this item

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • G28 - Financial Economics - - Financial Institutions and Services - - - Government Policy and Regulation
    • H53 - Public Economics - - National Government Expenditures and Related Policies - - - Government Expenditures and Welfare Programs
    • I38 - Health, Education, and Welfare - - Welfare, Well-Being, and Poverty - - - Government Programs; Provision and Effects of Welfare Programs

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