Impulsivity and household indebtedness
Download full text from publisher
Other versions of this item:
References listed on IDEAS
- Karlsson, Niklas & Dellgran, Peter & Klingander, Birgitta & Garling, Tommy, 2004. "Household consumption: Influences of aspiration level, social comparison, and money management," Journal of Economic Psychology, Elsevier, vol. 25(6), pages 753-769, December.
- Reint Gropp & John Karl Scholz & Michelle J. White, 1997. "Personal Bankruptcy and Credit Supply and Demand," The Quarterly Journal of Economics, Oxford University Press, vol. 112(1), pages 217-251.
- Stephan Meier & Charles Sprenger, 2010.
"Present-Biased Preferences and Credit Card Borrowing,"
American Economic Journal: Applied Economics,
American Economic Association, vol. 2(1), pages 193-210, January.
- Meier, Stephan & Sprenger, Charles, 2009. "Present-Biased Preferences and Credit Card Borrowing," IZA Discussion Papers 4198, Institute for the Study of Labor (IZA).
- Ranyard, Rob & Hinkley, Lisa & Williamson, Janis & McHugh, Sandie, 2006. "The role of mental accounting in consumer credit decision processes," Journal of Economic Psychology, Elsevier, vol. 27(4), pages 571-588, August.
- Ana del Rio & Garry Young, 2006. "The determinants of unsecured borrowing: evidence from the BHPS," Applied Financial Economics, Taylor & Francis Journals, vol. 16(15), pages 1119-1144.
- Rinaldi, Laura & Sanchis-Arellano, Alicia, 2006. "Household debt sustainability: what explains household non-performing loans? An empirical analysis," Working Paper Series 570, European Central Bank.
- Duca John V. & Rosenthal Stuart S., 1993.
"Borrowing Constraints, Household Debt, and Racial Discrimination in Loan Markets,"
Journal of Financial Intermediation,
Elsevier, vol. 3(1), pages 77-103, October.
- Duca, John V. & Rosenthal, Stuart S., 1993. "Borrowing constraints, household debt, and racial discrimination in loan markets," Working Papers 9312, Federal Reserve Bank of Dallas.
- Graham, Fred & Isaac, Alan G., 2002.
"The behavioral life-cycle theory of consumer behavior: survey evidence,"
Journal of Economic Behavior & Organization,
Elsevier, vol. 48(4), pages 391-401, August.
- Fred Graham & Alan G. Isaac, 2000. "The Behavioral Life-Cycle Theory Of Consumer Behavior: Survey Evidence," Microeconomics 0004004, EconWPA.
- Lea, Stephen E. G. & Webley, Paul & Walker, Catherine M., 1995. "Psychological factors in consumer debt: Money management, economic socialization, and credit use," Journal of Economic Psychology, Elsevier, vol. 16(4), pages 681-701, December.
- Milton Friedman, 1957. "Introduction to "A Theory of the Consumption Function"," NBER Chapters,in: A Theory of the Consumption Function, pages 1-6 National Bureau of Economic Research, Inc.
- David Leece, 2000. "Choice of mortgage instrument, liquidity constraints and the demand for housing debt in the UK," Applied Economics, Taylor & Francis Journals, vol. 32(9), pages 1121-1132.
- King, Mervyn A. & Leape, Jonathan I., 1998. "Wealth and portfolio composition: Theory and evidence," Journal of Public Economics, Elsevier, vol. 69(2), pages 155-193, June.
- Sarah Bridges & Richard Disney, 2004. "Use of credit and arrears on debt among low-income families in the United Kingdom," Fiscal Studies, Institute for Fiscal Studies, vol. 25(1), pages 1-25, March.
- Cox, Donald & Jappelli, Tullio, 1993.
"The Effect of Borrowing Constraints on Consumer Liabilities,"
Journal of Money, Credit and Banking,
Blackwell Publishing, vol. 25(2), pages 197-213, May.
- Donald Cox & Tullio Japelli, 1993. "The Effect Of Borrowing Constraints On Consumer Liabilities," Boston College Working Papers in Economics 228, Boston College Department of Economics.
- Milton Friedman, 1957. "A Theory of the Consumption Function," NBER Books, National Bureau of Economic Research, Inc, number frie57-1, January.
- Fumio Hayashi, 1985. "The Effect of Liquidity Constraints on Consumption: A Cross-Sectional Analysis," The Quarterly Journal of Economics, Oxford University Press, vol. 100(1), pages 183-206.
- Ana del Rio & Garry Young, 2008. "The impact of unsecured debt on financial pressure among British households," Applied Financial Economics, Taylor & Francis Journals, vol. 18(15), pages 1209-1220.
CitationsCitations are extracted by the CitEc Project, subscribe to its RSS feed for this item.
- Dick, Christian D. & Jaroszek, Lena M., 2013.
"Knowing what not to do: Financial literacy and consumer credit choices,"
ZEW Discussion Papers
13-027, ZEW - Zentrum für Europäische Wirtschaftsforschung / Center for European Economic Research.
- Jaroszek, Lena & Dick, Christian D., 2014. "Knowing What Not To Do: Financial Literacy and Consumer Credit Choices," Annual Conference 2014 (Hamburg): Evidence-based Economic Policy 100383, Verein für Socialpolitik / German Economic Association.
More about this item
KeywordsDecision-making; household indebtedness; impulsivity; Iowa Gambling Task;
- C21 - Mathematical and Quantitative Methods - - Single Equation Models; Single Variables - - - Cross-Sectional Models; Spatial Models; Treatment Effect Models
- D14 - Microeconomics - - Household Behavior - - - Household Saving; Personal Finance
- D91 - Microeconomics - - Micro-Based Behavioral Economics - - - Role and Effects of Psychological, Emotional, Social, and Cognitive Factors on Decision Making
- G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
StatisticsAccess and download statistics
All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:bep:unimip:unimi-1105. See general information about how to correct material in RePEc.
For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: (Christopher F. Baum). General contact details of provider: http://edirc.repec.org/data/damilit.html .