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Restricción de crédito bancario en economías emergentes: el caso de la PYME en México

Author

Listed:
  • Esteban Van Hemmen Almazor

    (Departament d'Economia de l'Empresa, Universitat Autònoma de Barcelona.)

Abstract

Los mercados financieros en economías emergentes como la mexicana se caracterizan por importantes asimetrías de información que dificultan el acceso de las PYMEs al crédito bancario. En este artículo se analiza el problema de la restricción de crédito a partir de una muestra de empresas industriales obtenida en el entorno industrial de Guadalajara (México). Nuestro propósito se centra en identificar qué elementos caracterizan a las empresas que sufren esta restricción, cuestión de gran interés desde la perspectiva de política económica, en el sentido de orientar los esfuerzos de las instituciones gubernamentales (banca de desarrollo) hacia las empresas con mayores problemas de financiación.

Suggested Citation

  • Esteban Van Hemmen Almazor, 2002. "Restricción de crédito bancario en economías emergentes: el caso de la PYME en México," Working Papers 0206, Departament Empresa, Universitat Autònoma de Barcelona, revised Jul 2002.
  • Handle: RePEc:bbe:wpaper:0206
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